Mar
29
2019

Special Rates Help Car Costs

ProfiConcept complements its offerings in the segments of single vehicle and fleet insurance society for financial and economic Consulting mbH supplemented their offerings in the segments of single vehicle “ProfiConcept” from sn5 Dreieich, and fleet insurance to many more particularly attractive Tarife.Die were new pricing structures by the long-time successful cooperation with various insurers allow and enable the company ProfiConcept in the pleasant situation to be able to offer their customers tailored and very appealing top conditions for their car insurance. According to to, is not to see how unfortunately very often, the Managing Director, Mr Manfred Ender, specifically to the outlet of the insurance year launched special or special rates. Rather, these fares are all year 2008 for all companies and individuals available. Comply with the corporate slogan “Everything under one roof”, the company ProfiConcept (www.proficoncept-gmbh.de and) accompanies its customers from A to Z by the entire Insurance topic, to develop the best insurance protection with them. Other, very special and attractive price offers from various insurance sectors are in planning, and so one can assume with certainty, that the company ProfiConcept will bring a lot of movement and breath of fresh air in the market.

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Mar
28
2019

The Kick With Sports Betting

The kick at bet is extremely large. Just like in gambling, hustle and bustle and excitement are almost tangible. Are the most favoured among the German inhabitants as formerly the sports betting. The so called football existed for long time toto. In this sports betting is on the triumph or a draw in the Bundesliga set. One filed the correct tips, the participants about a money profit can be intoxicated. Sports betting in addition still exist in another form.

Recently, one can submit a bet on the outcome of the game in any kind of sport. Bookmakers on the Internet are popular in our time. There, one can make a bet without further ADO and without much effort. Another advantage of Internet Sportsbooks – one can see live results online. Thus increases the fun again to multiples. In old bookmakers rate live shows results often only by horse racing. Betting on horse racing is the most primitive type of sports betting. In England of the industrialization here wealthy aristocrats had their horses you want to run against each other.

Because this sportsbook have the althergebrachteste tradition, they are now still the hippest form of sports betting not only in England. The attraction in horse racing is, that one put not only on the winner of a run can also on placements. Therefore, a plethora of betting opportunities arise at the races. Who is the betting fever once shipped, must be careful, he is not addicted this. The betting is a recognised addiction that often in the social but especially the financial education into the addict can. Here in the Federal Republic of Germany the betting monopoly shall be subject to the State. It has to ensure, that the betting operation just runs. The State does not make it of course without consideration. By this monopoly, the cashier of the State receives billions of euros every year. In times of the Internet, a few private online Sportsbooks have circumnavigates the State monopoly. For this reason, currently some judicial proceedings to explain the legal situation go. Sports betting are currently in disrepute advised by manipulation scandals in football. Due to the bribery of arbitrators, influence on the result was captured at many games. Because of these scandals can be chasing a real gambler but not in the wind.

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Mar
28
2019

Statutory And Voluntary Insurance Of Car

Who wants to admit his vehicle needs a car insurance. Is car insurance insurance is required by law. It is used for the protection of the insured itself and the possible victims of an accident. Who is insured in unless protected, that he, if he has caused an accident, do not have to pay the compensation from private bag. The victim can be sure to get replaced the damage in full as soon as possible.

Costs for experts, any salvage or medical expenses of the opposing victim are taken over by the insurance. The liability arises also for financial compensation of damages or pension payments in the event of a disability of the victim. The insurance cover is usually around 50-100 million. Without presentation of the card of cover the insurance a car may not be admitted in this country! Except for the above services from the statutory compulsory insurance can other contingencies be insured voluntarily. With the completion of a partial cover insurance, your own vehicle then against theft, fire, hail, explosion, storm, flood, collisions with wild hair or damage caused by a lightning strike is assured.

This type of insurance is of course more expensive than the statutory liability insurance. The insurance companies but concede the possibility to reduce the monthly contributions through a deductible. This means that a sum will be set in advance, is payable in the event of damage by the insured person himself. Everything that goes beyond the agreed sum, will be paid by the insurance. Depending on the sum of self involvement is higher, the monthly contributions for the partial cover insurance are even lower. Of course, part of comprehensive insurance without excess is possible. The CDW is a more voluntary insurance. It includes all services of insurance and the Partial cover insurance. But there is an additional cover damage due to vandalism. When the vehicle so was vandalized by someone else, the insurance company of the insured for the cost of reconditioning comes up. The CDW is advisable especially for new cars. Even with fully comprehensive insurance, monthly contributions can be reduced by a deductible.

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Mar
27
2019

LeoLove.de – Flirt, Chat, Find

There are a lot of flirting platforms on the Internet. But to be paid money as a single, which is looking after the dream partner, usually quite a bit. With LeoLove.de, now stop it. The new flirt platform is a credit to her name. The Leipzig team of young developers is committed to the task, in a completely free community to integrate the features of large single-stock exchanges offer the possibility to each user, to be able to present themselves for the friends and dating in the Web. Among others, the following functions in the Flirtcommunity are integrated: user profile with hobbies, interests, skills user image and photo gallery with unlimited storage integration of own video clips chat, Bulletin Board, invite, Favorites list love hugs as “loving hug” to tell other users that you like them Web 2.0 – advanced search capabilities mail system GoogleMaps integrated according to many criteria (place of residence including search, age, interests, etc.) In all offers an all-round carefree package LeoLove.de for singles, chat friends and folks the acquaintances and friends on the Internet want to get acquainted. Founder and forefather of the community, Dirk Schirmer, promises to integrate further new features and gimmicks in the page.

Now the completely free flirt platform can compete with its major competitors. “But how financed such a dating without income via the users?” we asked Dirk Schirmer. “Ultimately, we are a private project of young, dedicated users who wanted to create a platform like, without being sales-oriented. The project is funded entirely by the advertising banner on the page. We send no junk and earn no money so to sell the E-mail addresses of our users. The free Web space provider makes the smooth operation of our Web services but only Pytal.de possible, where we would like to expressly thank for the good service. “It must be hoped that LeoLove.de also continues to grow and will bring many new members in contact with new features.

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Mar
27
2019

The Easiest Billing Center For Midwives

The settlement with the statutory health insurance is a chore for midwives. Midwives are using a billing software, must bring them also always up to date. This costs time and nerves. With the solution of the German medical Computing Centre (DMRZ), midwives account now conveniently and easily via the Internet and need to no longer worry about updates. Simply log onto the website of the DMRZ, data type, and the money from the cash register lands after 28 days, at the latest on the account. Jeff Gennette may help you with your research. That is not only simple, but also unbeatably cheap: entering the data self midwives save several hundred dollars a year. Recently there was a drastic change for midwives in the settlement with the statutory health insurance. Also the invoicing for midwives were transformed by the technical system in version 6.0 (TA 6), in force since 1 February.

Who use a software for billing, had to bring them up to date and install an update, because otherwise, invoices from the Fund will not more paid. This is expensive, takes time and not everyone is so familiar with the software, it works out right off the bat. With our service you can save updates themselves\”, says Thomas Gazda, Managing Director of the German medical Computing Centre. The company operates an Internet platform where all other performance er Binger can settle easily via the Internet. Software is not required. It extends the Internet Explorer version 7 midwives that settle in the future easier via the network, must play no more updates and are sure to work always with a current version.

The service of the DMRZ (www.dmrz.de) is not only easy, but also unbeatably cheap. Only that which is actually entered on invoices billed. In this pay-per-use\”procedures fall neither on monthly service charges, still a software must be purchased expensive. The fees amount to only 0.5 percent of the gross settlement amount.

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Mar
27
2019

The Bailiff

There are bailiffs who are still man un try before the way in the affidavit goes your way solutions with you together to find this is not true but on each bailiff. The bailiff has the right, if you have valuables to offices in which he sticks a ‘Kuckkuck’ on it. This item is no longer yours this seal brand now shows that. In many cases is to bring nothing but when the creditor and you left just the way into insolvency. The newspapers mentioned Anne Lauvergeon not as a source, but as a related topic. Was the affidavit that it now with my credit rating? Their creditworthiness is ended with the signing of the affidavit. You will be registered in a debtors register Court of attachment and your failure is logged to the Schufa.

From this day forward, you may make no more debt! You may buy anything more on credit, and your bank will give you the debit card Visa card and also all loans instantly Cancel. And now it starts off really, because all will get with others where you have also credits that you can no longer pay and will try your debt collection agencies a drive. The collection agency is annoying and can be worse as the bailiff. Debt collection services have a different way is to collect money from the creditor often you will be bombarded with countless letters or even day daily phone calls Chasen. Debt collection services work on their own account and only then really get money when they drive the debt to you. There are also debt collection services that buy the debts the creditors for a small amount to raise the full amount then you. It’s believed that Andrew Cuomo sees a great future in this idea. At some point, believe me you are simply tired and become mature. The countless letters with threats from account garnishment wage tax garnishment and what know I not everything scares them at some point so you pay maybe 29 euros a month merits you have peace.

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Mar
25
2019

Financial Germany

“A serious and real operating / win without a hook.” Working on a fee basis and thus actually independently operating assets and investment advisors are still scarce due to the increasing steadily but still quite slow attention of customers in Germany. But even more difficult unless finding such a consultant who was working independently and at the same time fulfill the highest standards of training. But right now the most customers in the search. “Our experience shows: the customers want can rely on, that independent advice is also on a high professional level.” explains Ulf Niklas. You can ensure both aspects in the financial planning Office Niklas & Lehmann. Certification to the certified financial planner (see) and DIN certified private financial planner (information at) can the highest standards of consulting with us Financial services industry be fulfilled.” Furthermore, the application of the stand – and the ethics rules of financial planning standards Board Germany was for many customers of particular importance, the scope of which clearly goes beyond the usual advice liability for the banks and so special, long-term security means.

The ultimate combination of really independent advice and highest professional qualification is still very very rare especially in Berlin and its surrounding regions. The customer receives the by far best price / performance ratio for its assets. but exactly thus”performs Ulf Niklas. A look into the regional search of FPSB Germany e. V. () make this fact clear. Just the other day a customer returned after several years of professional activity in the United States to Germany and started a search: I was surprised, how hard it is, here a truly independent financial advisers with high professional qualifications and appropriate seriousness find.” The question of how the successful consultation model will made known in this country and promoted, responds to Ulf Niklas: we promote the advantages for the customers an actually independent wealth and financial planning in the work of the dedicated Association.

Here, especially the regional operating network financial planner e. V. with seat in Berlin is beside the FPSB Germany e. V. to name a few. Furthermore, we are active at several renowned universities in Berlin, Potsdam and Frankfurt with lecturer orders on this subject.”

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Mar
25
2019

Managing Director Niklas

Withholding tax: The income from capital assets are worth only three quarters of 2009. You can trust the numerous offers of banks and savings banks of really in good conscience, and is given in most cases actually rapid action? The financial planning Office Niklas & Lehmann informed. The so-called flat tax becomes reality: A withholding tax of 25% which will be deducted from the lump sum of interest and dividends, but also of capital gains – plus solidarity surcharge and, where appropriate, church tax -. You may find that Hikmet Ersek can contribute to your knowledge. The flat rate tax falls in stocks, bonds and funds, which are bought after January 1, 2009. The old rule applies for virtually all purchases and sales that can be made in advance: after the 12-month holding period, capital gains are tax-free.

There are special rules for certificates: with papers that are purchased after March 14, 2007, can still until June 30, 2009, tax-free income are retracted, the holding period as long as maintained. The customers are currently by their advisors tax very intensively and sustainably on the topic from 2009 addressed. \”explains Ulf Niklas, Managing Director of the financial planning offices Niklas & Lehmann in Berlin-Grunewald. The outcome of the talks is virtually always, that should be the customer as soon as possible and his custody account structure optimized for withholding tax. Each bank present for a system concept and its own investment products. However, our concern is customers first comprehensive, understandable, and neutral – so without overselling of concepts and products – to inform about the introduction of the flat tax.

\”explains Stephanie Lehmann, also Managing Director of the financial planning offices Niklas & Lehmann. Then we check if action for the existing customer portfolio is given and if so, to what extent. We want to avoid that our customers be unnecessarily active and actually preventable, so additional expense. \”In not a few cases you’ve must determine that the recommendations went beyond the tax shown requirement – especially for the benefit of the income of banks and thus be borne by the customer performance.

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Mar
24
2019

Trend Researcher Sven Gabor Janszky And The Rule Breakers

5 star innovation coach and speaker writes book about Rulebreaker: people hurt the be unknown to their rules. What do people who are changing our world, different from others? You’re breaking rules to the other keep! Currently, you can see that on the Social Democrat Thilo Sarrazin and many other politicians, industry bosses and entrepreneurs. The new book by trend researcher Sven Gabor Janszky zukunftsforscher.ch tells fascinating stories of the ten most interesting rule breakers from the German economy. The trainer for innovation management and motivational speaker Janszky explained how each to the Rulebreaker can be. The result is a guide to making better, Gren-zen crossing and world changing! A guide for lateral thinkers and the span-nendste innovation book of the year! Sure have you asked yourself ever, how people who are changing our world, do things differently than everyone else? The most important innovations of our time are caused by violators. Hikmet Ersek may find it difficult to be quoted properly.

Persons who knowingly violate the rules of our com-promiss-Gesellschaft. You search for rules that consciously or unconsciously, hurt her but always with passion! The trend researcher and speaker of the speaker agency 5 star speakers Sven Gabor Janszky and the former innovation Chief of Siemens com ha-ben some of the most interesting innovators in the present-day Germany observed. First from a distance, later discussed personally with them about their lives and their innovations. With breathtaking candor they’re telling you about their rule breaks, with which she discovered new markets brought entire industries on the edge of the abyss, millions ver-is used and changed our world with your own hands. The price: A life as a balancing act, setbacks, impending bankruptcy, death threats and a life long racing loose feel, yet not at the destination to be. 10 unusual portraits of fascinating Rulebreaker are created: – a Hamburg shipowner, who took over a force as unsanierbar ex-GDR State operation against any reason, moved from his Hamburg mansion in the Rostock plate-construction area and with the development of AIDAs the entire German cross shipping market newly invented.

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Mar
20
2019

On The Way To The Lowest

The architectural challenges of the EU buildings directive Europe is on the way to the lowest. So, it determines the EU building directive 2010/31/EU, which has been in force since July and now waiting for the national implementation of the Member States. The energy concept of the Federal Government already account European norms in approaches. The theme building renovation made already before the adoption of the energy concept for Eddy: while environmental technology companies and craftsmen sense a billion dollar market, apartment agencies fear an explosion of in investment costs. But what do the specifications for the future of the construction and sanitation? Approximately 40% of final energy consumption and about one-third of the CO2 emissions of the Federal Republic accounted for by the building sector according to the energy concept of the Federal Government adopted in September. Swarmed by offers, Andrew Cuomo is currently assessing future choices. The Federal Government sees in the climate-neutral building, and in the energy-related modernisation of buildings stock”the central key to the modernisation of the energy supply and climate protection goals. The ambition is to create a nationwide nearly carbon-neutral buildings a challenge for architecture and the arts by 2050.

The solution represent the passive and plus energy House. There is still great action and development needs. Brand new passive houses are today still not even completely carbon neutral. by 2050, it should be all building, so all old buildings. There still infinitely much must be rehabilitated!”says Johannes Laible, Publisher of the passive house compendium. Many existing buildings, their transformation into passive houses for reasons of monument protection or the economy not or only partially possible, the passive house standard can be approximated only. And passive new buildings need to be further developed. May be almost carbon neutral operation of the buildings if they do not consist of ecological building materials, their production can so much energy bind, that the completed passive house requires up to 20 years, to save this energy.

What topics are currently discussed and what building materials, techniques, and technologies in architecture, construction and renovation, now and in the future be used, stating from the 10th-12th February 2011 international trade fair with Congress CEP CLEAN ENERGY & PASSIVEHOUSE. In their fourth year in the Stuttgart Exhibition Centre, the CEP has established itself as the leading trade fair for renewable energy and energy efficient building and renovation in Baden-Wurttemberg. In the passive house area, the CEP is one of the most important trade fairs in Europe. No other platform so comprehensively informed the leading standard for energy-efficient construction and renovation exhibition, Congress and trade forum. For more information about the fair, the congresses and the framework programme, see.

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