Central Bank
In addition, you get a rebate on the tax return as an apartment, and a mortgage – more precisely, the interest on it. Option Two: Rent – $ 450 monthly pay for rent and put off, say, $ 150 in the bank at interest. That The result? Apartments, but there are about $ 50,000. With this money in Moscow is almost impossible to buy decent housing today, and after 15 years? And unlikely all these years you will take the apartment at the same price. Most likely, the cost will rise. Moreover, it can rise each year, and it is possible that you have to move several times. So, add to the cost of the relocation expenses and commission real estate agencies. And this at a constant depending on the landlords, among whom come across a very unpleasant types. But the percentage of a hypothetical bank deposits will be very likely to fall. A couple of years ago it was U.S. set at 11%, now under 9.8%. And it’s probably not the limit. That is, when setting aside $ 150 is not the fact that even a $ 50,000 exit.
Of course, this is only approximate calculations. But you can find yourself any similar options Some sites on the Internet. Perhaps the most difficult to convince supporters of the script ‘if tomorrow defaulted ‘. Tales of the gold reserves of the Central Bank, the stabilization fund, gdp growth and investment in the Russian economy, they absolutely do not calm. But maybe they should take the credit in rubles? Ruble after the fall of default? Previously, fell? Here! And you would pay for the ‘fallen’ rate. And finally, do not forget that when your mortgage reduces the risks of buying. By At least once there is no apparent crime, such as double sales. Story apartments will test both the bank and insurance company, which also ensures that your ownership, then there will not ‘forgotten relatives. ” And if appear, it will not be your headache. Realtor the same (as it unfortunately happens) will not ‘play’ on the difference between purchase prices and sales, as originally stated in the contract total price. A majority of the arguments against mortgages, as we see, is more psychological than rational character.
